Tony Ettinger is founder, president and chief executive officer of Credit Based Capital, a merchant bank that specializes in credit-based businesses. 

Recently, Ettinger was the focus of an American Banker story in which he "described his vision of a mortgage and nonmortgage loan servicer that would specialize in identifying borrowers in trouble and work out a modification or repayment plan before they default."

In this podcast interview, Ettinger elaborates on the opportunity he sees today and his plans to build such a company.